Point-Based Neural Rendering (PBNR), i.e., the 3D Gaussian Splatting-family algorithms, emerges as a promising class of rendering techniques, which are permeating all aspects of society, driven by a growing demand for real-time, photorealistic rendering in AR/VR and digital twins. Achieving real-time PBNR on mobile devices is challenging. This paper proposes RTGS, a PBNR system that for the first time delivers real-time neural rendering on mobile devices while maintaining human visual quality. RTGS combines two techniques. First, we present an efficiency-aware pruning technique to optimize rendering speed. Second, we introduce a Foveated Rendering (FR) method for PBNR, leveraging humans' low visual acuity in peripheral regions to relax rendering quality and improve rendering speed. Our system executes in real-time (above 100 FPS) on Nvidia Jetson Xavier board without sacrificing subjective visual quality, as confirmed by a user study. The code is open-sourced at [https://github.com/horizon-research/Fov-3DGS].